Property Details

511 ST JOHNS Avenue Palatka, FL 32177 -- MLS# 2173756

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511 ST JOHNS Avenue
Palatka, FL 32177
today NEW · Active
$1,990,000
$116 / Sqft
17,106
Sqft
1.50
Acres
1971
Yr. Built
MLS# 2173756
Cumulative Days on Market: 1 · Includes prior listings · Currently listed since 11/13/26 · Data provided by the MLS.

Property Description

Prime Downtown Commercial Opportunity — Former Bank Building Over 17, 000 Sq. Ft. Approx. 1.5 Acres (2 Parcels) An exceptional investment and business opportunity in the heart of downtown Palatka! Located directly across the street from the county courthouse and just five blocks from the historic St. Johns River, this expansive commercial property spans two separate parcels and benefits from two hard corners, offering incredible visibility, heavy traffic, and unmatched versatility for a wide variety of business ventures. Prime Location and Exterior Features Positioned on a high-visibility 1.5-acre downtown footprint, the property features over 50 paved parking spaces for clients and employees, along with a prominent pylon sign for maximum street exposure. Adding to its unique functionality is a separate outbuilding formerly used for drive-thru tellers, perfect for modern drive-up services, a coffee shop, or customer pickup windows. Interior Layout and Specialized Infrastructure Spanning over 17, 000 square feet, the multi-level building is designed to accommodate large-scale operations. Key interior highlights include: Multiple Private Offices and Conference Room: Ideal for corporate headquarters, professional firms, law offices, or medical practices. Elevator Access: Convenient accessibility between floors for clients and staff. Secure Vaults: Features two built-in vaults, including one equipped with safe deposit boxes inside—a nod to its secure banking heritage. Dedicated Classroom / Daycare Wing: One side of the building is fully configured with spaces tailored for classrooms, a daycare, or a training center. Endless Business and Development Potential Beyond traditional corporate or professional offices, this landmark property lends itself to a multitude of lucrative commercial uses, including: Multi-Tenant Retail or Mixed-Use Center: Subdivide the sprawling square footage for boutique shops, fitness studios, or professional suites. Dining and Entertainment Hub: Capitalize on the downtown foot traffic by converting the space into a destination restaurant, brewpub, or event venue. Financial Institution, Medical Clinic, or Educational Campus: Leverage the existing secure infrastructure and dedicated classroom wing. Properties of this scale, prominent dual-corner location, and downtown prominence rarely become available. Schedule your private tour today to explore the endless possibilities!

Property Highlights

Property Type
Commercial Sale
Property Sub Type
Mixed Use
Living Area
17,106
Price / Sqft
$116
Acres
1.50
Year Built
1971
Cumulative Days on Market
1

Location

Area
561-Greater Palatka
City/Township
Palatka
County
Putnam
Zoning Description
Commercial

Property Details

Price
$1,990,000
Property Type
Commercial Sale
Property Sub Type
Mixed Use

Building

Stories
2

Interior Features

Area and Spaces

Living Area
17,106

Interior Features

Security Features
Fire Alarm, Fire Sprinkler System

Heating and Cooling

Heating Features
Central

Building Details

Construction

Year Built
1971

Materials

Construction Materials
Concrete

Terms

Terms

Special Terms
Cash, Conventional
Cumulative Days on Market
1

Taxes

Tax

Tax (Annual)
$40,492.50

Heating, Cooling & Utilities

Cooling Features
Central Air

Utilities

Utilities
Cable Connected, Electricity Connected, Water Connected
Sewer
Public Sewer
Water Source
Public

Lot

Acres
1.50
Lot Size
1.50
Lot Size Area Sq Ft
65,340
Lot Features
Corner Lot
Road Frontage
City Street

Parking

Parking Features
Off Street, On Street, Parking Lot
Listed by Timber To Tides Realty LLC
Listing Data last updated 11/14/2026 03:40 am
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All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 14-Nov-2026 and are subject to change without notice. Interest rates provided by the St. Louis Federal Reserve Economic Data (FRED). All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
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Property History

Today
Status Active. This is the date the listing was placed on market.
Today
Property information last updated
Cumulative Days on Market: 1 day (includes prior listings) · Currently listed since November 13, 2026. Data provided by the MLS.

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